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 Insurance...if somebody claims if you hit them do....

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Jamebow



Male Number of posts: 73
Age: 23
Location: Ely
Drives: Mk3 Golf Cab
Registration date: 2009-10-13

PostSubject: Insurance...if somebody claims if you hit them do....   Wed Oct 28 2009, 17:42

...they have to pay their excess aswell???

Quicky answers please

Thanks...


Jay
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nelds



Number of posts: 504
Location: Haverhill
Drives: Audi A4 2.4 V6 daily , Caddy Project, MK1 Cabby
Registration date: 2009-06-17

PostSubject: Re: Insurance...if somebody claims if you hit them do....   Wed Oct 28 2009, 17:56

they normally try and get it back from the "guilty" party i think
????
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polo steph



Female Number of posts: 1228
Age: 23
Location: march nr peterborough
Drives: black 6n polo and 6n2 GTI
Registration date: 2008-01-21

PostSubject: Re: Insurance...if somebody claims if you hit them do....   Wed Oct 28 2009, 18:13

normally if u claim and dont wait for liabilty to be sorted then yes u pay ur excess and then claim it back when liability is sorted but i wudnt recomend this as then u have to chase for the excess back and if u renue ur premium goes up as if u have lost ur no claims and then u have to claim that back too. its a big load of crap in all honesty. u havent had a crash have ya ?
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Jamebow



Male Number of posts: 73
Age: 23
Location: Ely
Drives: Mk3 Golf Cab
Registration date: 2009-10-13

PostSubject: Re: Insurance...if somebody claims if you hit them do....   Wed Oct 28 2009, 18:30

I knocked a guy at a junction because a woman ran a red light and and as it was green for us to go we were all moving and then suddenly brakes slammed on but mine didn't stop enough....guy from work wants to cla....he's just rang me and said he doesn't want to have to go through it all so i have agreed to get his bumper fixed and sprayed....finally a light at the end of the tunnel!!!

I just need new bonnet and slam panel plus a headlamp

If i can get them by friday evening i will show up in my golf...if not will have to do it saturday!!
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polo steph



Female Number of posts: 1228
Age: 23
Location: march nr peterborough
Drives: black 6n polo and 6n2 GTI
Registration date: 2008-01-21

PostSubject: Re: Insurance...if somebody claims if you hit them do....   Wed Oct 28 2009, 18:53

haa ye i read about that the other day, best to just pay for his bumper and fix up ur own, easiest and probs cheapest way to do things as long as u both play ball. hope ya get urs fixed up soon too!
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Insurance...if somebody claims if you hit them do....

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